Residents information regarding 6/20/18 floods

Update 7/26/2018:

Allegheny County has received a SBA Declaration for losses that occurred from JUNE 20 & 21 ONLY. Flood losses (residential & business) are eligible. Please go to http://bit.ly/2A7vPSK to download the SBA Fact Sheet & http://bit.ly/2NFV1BM for the Press Release.

The Allegheny location will be at:

Bethany Presbyterian Church
740 Washington Avenue
Bridgeville, PA 15017 

Open: Thursday, July 26 / 11:00 am- 6:00 pm 
Open: Saturday, July 28, 2018 / 10:00 am - 2:00 pm 
Weekdays: Monday-Friday / 9:00 am - 6:00 pm 
Closing: Thursday, August 2, 2018 / 9:00 am -4:00 pm 

It is not necessary to meet with the SBA staff, people can apply online or by calling the SBA Customer Service Center to receive an application.  

PEMA/FEMA Info:

On 6/20/18 Southwestern PA suffered major losses due to a summer storm that caused substantial flooding.  Mt. Lebanon along with Allegheny County both declared disasters for our community.  Residents who suffered damage may have the ability to apply for assistance in certain circumstances. Below are some general guidelines from PEMA and FEMA that explains the process.

If you have damage, please take photos and estimate your repair costs as you recover from the floods.  If an Individual Assistance Program is approved, you will need this information in the future.

Of note, many previous floods in our area have not been approved for Individual Assistance unless the water levels reached the first floor or above. This does not automatically disqualify you today, however, this is a benchmark that has been used in the past. 

Here is the link to the Disaster Assistance page on PEMA’s website: http://www.pema.pa.gov/responseandrecovery/Disaster-Assistance/Pages/default.aspx
 

FEMA definitions regarding damage:

FEMA Individual Assistance Damage Category Definitions

 
Damages are separated into five levels: Destroyed, Major, Minor, Affected, and Inaccessible.  When considering damage levels, it is important to remember that FEMA’s mission is to return the structure to a safe, sanitary and functional condition.  Each level is described in detail in the following paragraphs.  The definitions of these levels apply to all unit types.  All determinations should be based on viewed damages.  The levels are set as guidelines, but many factors influence the determination.  The determinations are at the discretion of the FEMA Regional office. For example, the damage caused by water levels is dependent upon several variables, to include:  how long the water stayed in the home, the materials used to build the home, and the presence of contaminants in flood water (fuel oil, sewage, debris, etc.) if they present a health and safety hazard rendering the home uninhabitable.
 
1.      Destroyed - Destroyed means the structure either is a total loss or is damaged to such an extent that repair is not feasible.  Any one of the following may constitute a status of destroyed.
Structure is permanently uninhabitable. Complete failure of two or more major structural components (e.g., collapse of basement walls or foundation, walls, or roof)Only foundation remains. Condemnation of structure that will require demolition or removal by the local government because of disaster-related health and safety concernsAn unaffected structure that will require removal or demolition by the local government because of a confirmed imminent danger (e.g., impending landslides, mudslides, or sinkholes)
 
2.      Major - Major damage exists when the home has sustained structural or significant damage or is uninhabitable and requires extensive repairs.  Any one of the following may constitute major damage.
Failure of structural elements of the residence (e.g., walls, roof, floors, foundation, etc.) that are repairableDamage to a dwelling that will take more than 30 days to repair (not including contractor delays or availability of materials)Eighteen inches or more of water on the first floor or water that covers electrical outlets. Homes with a basement may be considered for major damage if the water level has compromised the structural integrity of the home 
 
3.      Minor - Minor damage encompasses a wide range of damage and is generally the most common type of damage.  Minor damage exists when the home is damaged and uninhabitable, but may be made habitable in less than 30 days.  Some of the items that determine minor damage are listed below.
Windows or doors unsecured (damaged)Damage to functional components (i.e. furnace, water heater, HVAC, etc.)Three to eighteen inches of water in an occupied or required room. Damage, or disaster-related contamination, to a private well or septic system
 
4.      Affected - This category includes dwellings with minimal damage to the structure and/or the contents, and the home is habitable without repairs.  In a flood disaster, affected homes have minimal flooding with less than 3 inches of water in an occupied or required room.
 
5.      Inaccessible - This group includes homes that are inaccessible by reasonable means due to the disaster-related loss of access (e.g., bridge out, road flooded or blocked by landslide, mudslide, severe erosion, washed out, etc.) to the homes.
 
If a home or group of homes is inaccessible due to damage to a road or bridge, the number of affected inaccessible households should be included in the PDA.  In the event the inaccessibility is caused by road or bridge damage, the PDA team should determine whether the damaged bridge or road is maintained privately or by the local government.  If privately owned and the sole access, the damage will be noted in the Private Road or Bridge column on the FEMA PDA Field Forms.
 
Secondary Homes - Secondary homes will not be granted FEMA assistance other than flood insurance if the owner maintains it. These homes do not count toward the damage total; however, the information is applied to the overall impact of the disaster on the community.